Every Home Energy Rebate for Ottawa Homeowners

Heat pumps, solar, battery storage, insulation, windows, water heaters, thermostats, appliances, and the City's Better Homes Ottawa loan — every category explained plainly, with how each one works.

Updated September 2026 · Sourced from the official Home Renovation Savings Program, Hydro Ottawa, and Better Homes Ottawa. Independent guide — we don't sell your info.

Planning a heat pump installation in Ottawa, or just trying to make your home more energy efficient? This page covers every energy rebate in Ottawa in one place.

$12,000
Heat Pump rebate
$10,000
Solar + battery rebate
$6,300
Insulation rebate
Short answer: Most Ottawa homes heat with Enbridge gas, so a cold-climate air source heat pump gets up to $2,000 back (up to $7,500 if you heat with electricity, oil or propane). The City's Better Homes Ottawa Loan can lend up to $125,000 over 20 years, and it's interest-free for households under the City's income limits. Free thermostat? Only through the income-based Energy Affordability Program; everyone else gets $125 back from Home Renovation Savings, plus $75 from Peak Perks if the thermostat runs central air or a heat pump.
PowerScore: 70.6/100 — tied for #1 of 25 in Ontario
Estimated Annual Energy Cost: $2,750
Rebate Stacking Calculator for Ottawa →

Rebate categories in Ottawa

Heat Pump Rebates in Ottawa Solar Rebates in Ottawa Battery Storage Rebates in Ottawa Insulation Rebates in Ottawa Windows & Doors Rebates in Ottawa Water Heater Rebates in Ottawa Smart Thermostat Rebates in Ottawa Appliance Rebates in Ottawa EV Charger Rebates in Ottawa HRV & Ventilation Rebates in Ottawa

Get Your Full Estimate

Take our quick 30-second assessment to see exactly what rebates your Ottawa home qualifies for.

Start your assessment →

What Ottawa homeowners can claim — no assessment needed

In 2026, an Ottawa homeowner can claim up to $12,000 for a heat pump, $10,000 for solar + battery combined, up to $1,250 for attic insulation, $125 for a smart thermostat, and up to $200 per appliance — on top of a separate $7,700 assessment-required insulation/windows tier and the City's Better Homes Ottawa loan.

Ottawa runs on Hydro Ottawa electricity and Enbridge Gas. The provincial Home Renovation Savings Program (HRSP) is identical here to the rest of Ontario — the same rebate categories and tiers as Toronto — with Ottawa's own financing program layered on top instead of a cash top-up.

Open

🔥 Heat Pump

$2,000–$12,000

Enbridge Gas customers switching from gas: up to $2,000 (air-source) or $3,000 (ground-source). Switching from electric, oil, propane, or wood: up to $7,500 (air-source) or up to $12,000 (ground-source).

Open

☀️ Solar Panels

up to $5,000

$1,000/kW, capped at 50% of total cost. Choose this rebate or net metering with Hydro Ottawa — not both.

Open

🔋 Battery Storage

up to $5,000

$300/kWh, capped at 50% of cost. Stacks with the solar rebate for up to $10,000 combined.

Open

🌡️ Attic Insulation

up to $1,250

Amount scales with your starting R-value: up to $1,250 from ≤R-12, $1,000 from R-12–25, $800 from R-25–35.

Open

🌡️ Smart Thermostat

$125

Instant rebate before you buy, or mail-in after. Same eligible brands as the rest of Ontario: ecobee, Google Nest, Honeywell Home, Copeland Sensi, Mysa, and Sinopé.

Open

📦 Appliances

$25–$200

Heat pump dryer $200, induction cooktop/range $150, washer $75, fridge $50, freezer $50, dishwasher $25.

Open

🏦 Better Homes Ottawa Loan

$10,000–$125,000

City-run financing at 4.33% fixed over 20 years, repaid via your property tax bill. Natural gas-powered upgrades are excluded.

Honest math for Ottawa

A typical household stacking a heat pump with solar or battery nets $4,000–$17,000 in direct rebates — identical to Toronto, since this is a provincial program. The Better Homes Ottawa loan is where Ottawa differs most from Toronto: a single 20-year/4.33% rate instead of multiple term options, a 4% admin fee, and gas upgrades explicitly excluded from what it will finance.

We could not confirm a hard expiry date for the HRSP rebates on the official site as of this writing — check homerenovationsavings.ca directly before relying on any deadline you see elsewhere.

Bigger renovation, bigger rebates

Assessment-required rebates — the deep-retrofit tier

Same structure as the rest of Ontario: a home energy assessment (about $600, refunded as a rebate), at least two qualifying upgrades, and an extra $500 bonus for completing three or more.

Open

🌡️ Exterior Wall

up to $3,600

To at least R-20 across 100% of exterior wall area.

Open

🌡️ Foundation / Basement Wall

up to $1,500

Plus Basement Slab (up to $500) and Foundation Header (up to $300) as separate, smaller sub-categories.

Open

🌡️ Crawlspace

up to $2,400

Crawlspace wall up to $1,200, plus crawlspace ceiling up to $1,200 — two separate measures.

Open

🌡️ Exposed Floor

$300
Open

🟫 Windows & Doors

$100/opening

Per rough opening replaced with an eligible ENERGY STAR window or door.

Open

💧 Heat Pump Water Heater

$500

Replaces a gas, electric, or oil tank.

Open

🌬️ Air Sealing

$200–$250

Draftproofing your home's envelope, verified by the before/after assessment.

Attic insulation pays more if you bundle it here

Attic and cathedral-ceiling insulation are available on the no-assessment path above (up to $1,250 / $750), but the same work pays more if bundled into this assessment-required tier instead: up to $1,500 for attic (from a starting point of R-12 or less) and $780 for cathedral ceiling/flat roof. If you're already doing an assessment for other upgrades, do attic insulation here rather than through the standalone no-assessment path.

Ottawa's own financing program

The Better Homes Ottawa loan — stacks on top

The Better Homes Ottawa Loan Program is financing, not a rebate — low-interest money tied to your property, repaid through your property tax bill. It's delivered by EnviroCentre, an Ottawa-based non-profit, on behalf of the City.

City of Ottawa

Better Homes Ottawa Loan Program

$10,000–$125,000

Covers thermal envelope upgrades (insulation, air sealing, windows, doors, green roofs), heat pumps (air-source and ground-source), thermostats, ventilation, water heating (including solar and heat recovery), solar panels, Level 2 EV chargers, battery storage, water efficiency measures, and some health/safety and climate-adaptation work.

Rate: 4.33% fixed over a 20-year term — a single rate/term option, unlike Toronto's HELP which offers 5/10/15/20-year choices. A 4% administrative charge applies. Loan amount is capped at $125,000 or 10% of your property's current assessed value, whichever is less; $10,000 minimum. Natural gas-powered upgrades are explicitly excluded — this program finances switching away from gas, not replacing it. Official Better Homes Ottawa loan page → See our full breakdown of the Better Homes Ottawa loan →
On the ground in Ottawa

Local context

Your utilities

Hydro Ottawa (electricity) + Enbridge Gas (natural gas, ~3 in 4 homes)

Typical heating

Mostly natural gas

Similar to Toronto — most Ottawa homes heat with gas, putting a heat pump switch in the lower HRSP tier, with the Better Homes Ottawa loan available for the rest (except the gas system itself).

Grid reliability

Reliable, with real winter storm risk

Ottawa sees more severe winter ice storms than Toronto, making battery backup a more practical resilience play here.

Permitting & timeline

What to expect in Ottawa:

Quote to installation: 6–10 weeks for solar, faster for a straight heat pump swap

Permits: City building permit + ESA electrical inspection where required

Better Homes Ottawa loan approval: Apply before hiring a contractor — funding must be approved first, and delivery partner EnviroCentre handles the application

Rebate payout: Typically 30–60 days after your contractor or the assessment advisor submits documentation

A big share of Ottawa homes

Renting or living in a condo? Here's what actually applies to you

Most of the rebate figures on this page assume you own the home outright and control the whole building. That's not everyone in Ottawa. Here's what changes if you rent or live in a condo:

If you rent

The HRSP rebates above go to whoever pays for and owns the upgrade — typically your landlord, not you. If you want a heat pump, insulation, or solar added to the property, the ask has to go to your landlord; point them to this page and the official homerenovationsavings.ca program page so they can apply directly.

If you own a condo unit

In-unit upgrades you control yourself — a heat pump water heater, a smart thermostat, in-suite windows — may still qualify for the HRSP rebates above, but anything touching shared systems or the building's exterior typically needs your condo board's written approval first. Get that approval before applying, since the rebate paperwork can ask for proof the work was authorized.

If it's a whole-building retrofit

Heat pumps, insulation, or solar for an entire building are a group decision that goes through the condo board rather than an individual owner. The Better Homes Ottawa loan described above is aimed at single-family homeowners; this page doesn't establish a separate multi-unit or condo-board application path for it, so a condo board should confirm directly with the program before assuming it applies. The safest first step for a board is the official HRSP program finder above, or contacting the program directly to ask what a multi-unit building qualifies for before assuming the single-family numbers on this page apply.

Rebate finder

Every Ottawa rebate program, by category.

These are the real, published rebate amounts from this page, organized by category so you can jump straight to what you're planning. Filter below.

Heat pump

HRSP heat pump rebate

$2,000–$12,000

Depends what fuel you're switching from: gas customers get up to $2,000 (air-source) or $3,000 (ground-source); switching from electric, oil, propane, or wood gets up to $7,500 (air-source) or $12,000 (ground-source). Province-wide, same in every Ontario city.

Source: /ca/on/ottawa · Home Renovation Savings Program
Solar

HRSP solar rebate

Up to $5,000

$1,000/kW, capped at 50% of cost. Combined with battery, a typical Ottawa household can net up to $10,000 for solar + battery together. You choose this or net metering, not both.

Source: /ca/on/ottawa · Home Renovation Savings Program
Battery

HRSP battery storage rebate

Up to $5,000

$300/kWh, capped at 50% of cost. Stacks with the solar rebate above.

Source: /ca/on/ottawa · Home Renovation Savings Program
Insulation

Attic insulation (no-assessment path)

Up to $1,250

Scales with starting R-value: up to $1,250 from ≤R-12, $1,000 from R-12–25, $800 from R-25–35. Cathedral ceiling/flat roof up to $750.

Source: /ca/on/ottawa · Home Renovation Savings Program
Insulation

Exterior wall / foundation / crawlspace (assessment-required)

Up to $3,600

Exterior wall to at least R-20, up to $3,600. Plus foundation/basement wall up to $1,500, crawlspace up to $2,400, and exposed floor $300 as separate measures — needs a before/after energy assessment ($600, refunded as a rebate) plus 2+ qualifying upgrades.

Source: /ca/on/ottawa · Home Renovation Savings Program
Water heater

Heat pump water heater rebate

$500

Replaces a gas, electric, or oil tank. Part of the assessment-required tier.

Source: /ca/on/ottawa · Home Renovation Savings Program
Windows & doors

Windows & doors rebate

$100/opening

Per rough opening replaced with an eligible ENERGY STAR window or door. Part of the assessment-required tier.

Source: /ca/on/ottawa · Home Renovation Savings Program
EV charger

No direct HRSP rebate — Better Homes Ottawa loan instead

Loan-eligible

There's no HRSP cash rebate for a home EV charger. In Ottawa, an EV charger install is an eligible expense under the City's Better Homes Ottawa loan ($10,000–$125,000, fixed 4.33%, repaid through your property tax bill).

Source: /ca/on/ottawa · Better Homes Ottawa
Smart thermostat

Smart thermostat rebate

$125

Instant or mail-in. Eligible brands include ecobee, Nest, Honeywell, Mysa, and Sinopé.

Source: /ca/on/ottawa · Home Renovation Savings Program

FAQ for Ottawa residents

How much does a heat pump rebate cover in Ottawa?

It depends on the heat pump type and your current fuel. Enbridge Gas customers switching from gas get up to $2,000 for an air-source unit or $3,000 for ground-source. Households switching from electricity, oil, propane, or wood get up to $7,500 for air-source or up to $12,000 for ground-source. This is the same provincial HRSP structure as the rest of Ontario.

What is the Better Homes Ottawa Loan Program?

A City of Ottawa loan of $10,000 to $125,000 (or 10% of your property's assessed value, whichever is lower), at a fixed 4.33% rate over a 20-year term, repaid through your property tax bill. A 4% administrative fee applies. It covers heat pumps, insulation, windows, solar, battery storage, and EV chargers — but natural gas-powered upgrades are explicitly excluded.

Who is my utility in Ottawa?

Most Ottawa homes are on Hydro Ottawa for electricity and Enbridge Gas for natural gas, which serves roughly 3 in 4 Ottawa homes.

Can I use the Better Homes Ottawa loan for a gas furnace upgrade?

No. The program explicitly excludes natural gas-powered upgrades — it's meant to finance the switch away from gas, not a like-for-like gas replacement. A gas furnace upgrade would need to rely on Enbridge Gas's own rebate programs instead.

Is there a free thermostat in Ottawa?

Only if your household qualifies for the income-based Energy Affordability Program, which can install a smart thermostat for free. Everyone else can get $125 back from Home Renovation Savings, plus $75 (then $20 a year) from Save on Energy's Peak Perks if the thermostat controls central air or a heat pump.

Is the Better Homes Ottawa loan ever interest-free?

Yes. The City sets aside 0% loans for households at or below its income limits. Others pay the standard fixed rate over 20 years.

Sources, checked September 26, 2026: Home Renovation Savings, Better Homes Ottawa Loan, Energy Affordability Program, Peak Perks.

See your city's rebates → Compare top-rated local installers, ranked by Google reviews. Free for homeowners.

See your Ottawa number first

Before you talk to anyone, get a free, no-spam estimate of exactly what you qualify for.

Estimate my rebates →

Compare top-rated installers in Ottawa

Free for homeowners. We rank local companies by their Google reviews, weighted so many good reviews beat a handful. How we rank.

Top-rated heat pump installers in Ottawa →13 local companies ranked by 16,689 Google reviews. Top picks: Oria Heating and Cooling, Capital City Heating and Cooling Inc., Apple HVAC.Top-rated solar installers in Ottawa →11 local companies ranked by 3,207 Google reviews. Top picks: True Beacon Solar, VoltaPro Electric, LB Electric - Ottawa Electrician.Top-rated insulation installers in Ottawa →5 local companies ranked by 736 Google reviews. Top picks: Ottawa Insulations, Panda Insulation, Insulation Ottawa - Jarrah Contracting Services.Top-rated home battery installers in Ottawa →9 local companies ranked by 1,361 Google reviews. Top picks: Symmetry Electric, True Beacon Solar, VoltaPro Electric.

Helpful Before You Choose

Red flags to watch for → Why quotes vary so much → Questions to ask before you book →
Free, no obligation

Ready to get quotes in Ottawa?

Tell us what you're interested in, pick a few local installers, and get quotes sent to all of them at once — no sales calls, no obligation.

Get quotes →
Community data

What Ottawa homeowners actually paid

Loading…

Already installed in Ottawa? Share what you paid — no booking through us required — and help build a real picture for your neighbours.

Share your cost →

Learn more about Ontario rebates

Guides and deep-dives to help you make the right choice.

Guide • Foundations

Which Rebate Should I Claim First? Priority Guide 2026

The strategic order to claim rebates and maximize your total savings.

Guide • Stacking

What Is Rebate Stacking? How to Combine Multiple Rebates

Layer federal, provincial, utility, and local rebates for maximum benefit.

Guide • Decision

Heat Pump or Solar First? (Ontario Edition)

The optimal order to stack Ontario rebates and maximize your savings.

Guide • Heat Pumps

Ontario Heat Pump Rebate Tiers Explained

Why your rebate depends on your heating fuel and heat pump type.

Guide • Solar

Ontario Solar: Net Metering vs. Battery Storage

When you don't need a battery in Ontario, and when you do.

Guide • Troubleshooting

Why Your Ontario Rebate Got Rejected: Fixes & Prevention

Common mistakes and how to avoid them.

Update • Programs

Ontario: Federal Loan Closed. Here's What's Open in 2026

What changed with the federal home energy loan and your alternatives.

View all guides and articles →

More for Ottawa

Looking for a free thermostat in Ottawa? See who qualifies for a free smart thermostat and how to get the $125 rebate.

From Sam

Get the monthly rebate update

Once a month: new and changing rebate programs across every province and state we cover, plus what's new in heat pumps, solar and batteries. Short, sourced, no marketing.

No spam, ever. Unsubscribe anytime.

See your rebates and top installers