What is open for St. John's homes in 2026
We read the takeCHARGE and Government of Newfoundland and Labrador pages on October 16, 2026. Each card shows the date and links to the source.
Heat pump (switching from oil)
Oil or propane homes switching to a central heat pump, income-qualified. Up to $9,000 for others. Paid to your installer.
Insulation
75% of the cost for attic and basement, plus labour. Electric heat, home built before 2014.
Air sealing
Based on blower door results. Electric heat and an HRV or air exchanger needed.
HRV
Eligible model, HRAI certified installer, any heat source.
No-cost upgrades
TakeCharge Greener Homes Program for income-qualified homeowners.
Oil heating supplement
Bought 250 litres of oil in 2026, family income $150,000 or less. Apply by January 15, 2027.
Canada’s new heat pump rebate is worth up to $10,000. Get an email the day it opens
Planning a heat pump in St. John's? Ottawa says you can add this on top of provincial rebates.
- Up to $10,000
- if your household earns below the median income
- $2,000
- for other homeowners who qualify
Stack it with the Newfoundland and Labrador rebate open today
Ottawa says you can combine them. Each program has its own rules. Amounts are the most you can get.
Applications open early 2027
Join the launch alert
- Launch-day email, with what to do first
- Who qualifies for the $10,000, once Ottawa says
- A short hello now, so you know it worked
Know someone with old heating? Send them this.
Only emails about this rebate. No spam, no sales calls. Unsubscribe anytime.
How Ottawa says it will work (plans, not final rules)
- Apply online when your heating breaks or gets old
- Approved in 24 hours no home energy audit needed
- Payment approved in 5 days sent by direct deposit after you upload receipts
Read everything we know so far Official page: canada.ca
What St. John's homes look like
The 2021 Census counted 49,260 households in the City of St. John's. Three numbers shape which rebates fit here:
- Older homes. About 52% of homes were built before 1981. Older homes often have thin attic insulation and leaky basements, which is exactly what the takeCHARGE insulation and air sealing rebates pay for. The insulation rebate needs a home built before 2014, so almost every older house qualifies on age.
- Lots of duplex units. About 12,800 households, roughly 1 in 4, live in a unit of a duplex. Many of these are a main house with a basement apartment. That matters because the Oil to Electric program wants one home heated as a whole, and both programs pay the homeowner, not the tenant.
- More renters than the province. About 39% of St. John's households rent, compared with about 24% across Newfoundland and Labrador. Renters cannot apply for these rebates themselves, but landlords can do up to two rental homes through Oil to Electric and the Greener Homes program.
Source: Statistics Canada, 2021 Census, table 98-10-0233-01.
If your St. John's home heats with oil
Oil is the expensive fuel this winter. Canadian Press reported furnace oil in St. John's at $2.16 a litre on October 3, 2026, almost a dollar more than a year earlier, so a 900-litre fill cost about $2,240 with tax. Two steps make sense now:
- Apply for the Home Heating Supplement with your 2026 oil invoices. It pays $400 to $1,000 and closes January 15, 2027.
- Start the Oil to Electric paperwork so a heat pump can go in before next winter. Find your 12-month oil statement (at least 500 litres) and your latest tax assessment, then get quotes from installers on takeCHARGE's participating list.
For a household of two with adjusted net income of $73,600 or less, a central heat pump can get up to $22,000. Above that line it is up to $9,000. The program also pays for removing the oil tank, so take a photo of the tank's HOST tag first. Our Oil to Electric guide has the full income chart.
If your home already has electric heat
Most takeCHARGE rebates are for homes heated mainly by electricity. For an older St. John's house with baseboards, the best order is usually:
- Air seal and insulate the attic. If your installer replaces the attic insulation, they can add air sealing at $0.50 a square foot up to $750, paid straight to them.
- Insulate the basement walls. 75% back up to $1,000, plus up to $500 for labour.
- Add or replace an HRV to keep the air fresh once the house is tighter. $225 back.
We found no takeCHARGE heat pump rebate for homes already on electric heat. If you want one, Newfoundland Power offers on-bill financing for heat pumps, and the federal heat pump rebate expected in early 2027 may help. Its rules are not published yet.
Free help from Shift
Shift is a program from econext and the City of St. John's that gives homeowners free guidance at every step of an energy renovation. It does not pay a rebate itself, but it can help you plan the order of the work and point you to the takeCHARGE rebates above. You book an appointment through the program's page.
Lower income? Ask for no-cost upgrades first
If your household is under the income line (for example $37,375 for one person or $104,650 for three), apply to the TakeCharge Greener Homes Program before paying for anything. It can cover heat pumps, insulation, air sealing and HRVs at no cost, after a home energy assessment. It is a different program from the old federal Canada Greener Homes Grant, which has ended. Newfoundland and Labrador Housing's Home Energy Savings Program is another option for low-income homes that use a lot of electricity.
Every rebate guide for St. John's
Where to start in St. John's
- Check what heats your home: oil or propane, or electricity.
- Check the income chart on our Oil to Electric guide. Under the line? Apply to TakeCharge Greener Homes first.
- Oil home: apply for the Home Heating Supplement now, then get quotes from participating Oil to Electric installers.
- Electric home: book an insulation or air sealing job with a participating installer, then apply for the takeCHARGE rebate.
- Want a plan? Book a free Shift appointment with econext and the City.
Common questions
Can I get a heat pump rebate in St. John's?
Yes, if you heat with oil or propane: up to $22,000 for a central heat pump when your income qualifies, or up to $9,000 if not, through Oil to Electric. We found no takeCHARGE heat pump rebate for homes already on electric heat.
My house has a basement apartment. Does it qualify?
The rebates go to the homeowner, and the Oil to Electric heat pump must heat the whole house. Ask takeCHARGE at OiltoElectric@TakeChargeNL.ca how they treat a house with a separate suite before you get quotes.
I rent in St. John's. Can I get anything?
Renters cannot apply for these rebates directly. Your landlord can, for up to two rental homes. If you buy your own heating oil and your 2025 family income was $150,000 or less, you can apply for the Home Heating Supplement.
What is Shift?
Free renovation guidance from econext and the City of St. John's. It helps you plan energy upgrades and find rebates; it is not a rebate itself.
Does St. John's have its own home energy rebate?
We found no City of St. John's rebate. The City's program is Shift, which gives free guidance. The money comes from takeCHARGE and the Province.
What to do next
Not sure where your home fits? Run the Newfoundland and Labrador rebate calculator, or read the province guide.
By Sam Menard. Sources, last read October 27, 2026: takeCHARGE Oil to Electric, takeCHARGE insulation rebate, takeCHARGE air sealing rebate, TakeCharge Greener Homes Program, Shift and other programs, Home Heating Supplement, Statistics Canada 2021 Census table 98-10-0233-01. All St. John's rebates → Oil to Electric rebate guide →
