Up to $22,000 to switch from oil

Home Rebates in Mount Pearl

Most Mount Pearl homes were built in the 1960s, 70s and 80s. That age is the sweet spot for takeCHARGE's insulation and air sealing rebates, and many of these homes have a basement apartment. Here is what is open on October 16, 2026 and how it fits a Mount Pearl house.

On this page
  1. Quick quiz: home energy in Mount Pearl
  2. What is open in Mount Pearl in 2026
  3. What Mount Pearl homes look like
  4. Why the 1970s and 80s matter
  5. House with a basement apartment?
  6. If you heat with oil
  7. Lower income? Start here
  8. Every rebate guide for Mount Pearl
  9. Where to start
  10. Common questions
  11. What to do next
Quick quiz

Quick quiz: home energy in Mount Pearl

Questions about Mount Pearl, from the data behind this page. Tap an answer to see why.

1. Rebates in Mount Pearl often depend on the utility. Which one do we use for Mount Pearl?

Newfoundland Power is the utility we use for Mount Pearl. Rebates often depend on who supplies your power or gas, so check yours first.

2. What is the largest 'up to' heat pump figure on our Mount Pearl summary?

Our summary for Mount Pearl: Oil or propane homes: up to $22,000 for a central heat pump if income-qualified, up to $9,000 otherwise (takeCHARGE Oil to Electric, paid to a participating installer). No takeCHARGE heat pump rebate for homes already on electric heat. The amount you get depends on your home, income and utility, so use the calculator.

3. Out of 100 homes in Mount Pearl, about how many are rented?

The 2021 Census counts 2,880 renter households out of 9,930 in Mount Pearl. Many rebates go to owners, and some programs have separate rules for landlords and tenants.

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What is open in Mount Pearl in 2026

We read the takeCHARGE and Government of Newfoundland and Labrador pages on October 16, 2026. Each card links to its source.

Open

Heat pump (switching from oil)

Up to $22,000

Oil or propane homes switching to a central heat pump, income-qualified. Up to $9,000 for others. Paid to your installer.

Income-qualified
Open

Insulation

Up to $3,000

75% of the cost for attic and basement, plus labour. Electric heat, home built before 2014.

Open

Air sealing

$200 to $750

Based on blower door results. Electric heat and an HRV or air exchanger needed.

Open

HRV

$225

Eligible model, HRAI certified installer, any heat source.

Open

No-cost upgrades

Up to 100% of cost

TakeCharge Greener Homes Program for income-qualified homeowners.

Open

Oil heating supplement

$400 to $1,000

Bought 250 litres of oil in 2026, family income $150,000 or less. Apply by January 15, 2027.

Canada’s new heat pump rebate is worth up to $10,000. Get an email the day it opens

Planning a heat pump in Mount Pearl? Ottawa says you can add this on top of provincial rebates.

Up to $10,000
if your household earns below the median income
$2,000
for other homeowners who qualify

Stack it with the Newfoundland and Labrador rebate open today

Ottawa says you can combine them. Each program has its own rules. Amounts are the most you can get.

Applications open early 2027

Join the launch alert

  • Launch-day email, with what to do first
  • Who qualifies for the $10,000, once Ottawa says
  • A short hello now, so you know it worked

Only emails about this rebate. No spam, no sales calls. Unsubscribe anytime.

How Ottawa says it will work (plans, not final rules)

  1. Apply online when your heating breaks or gets old
  2. Approved in 24 hours no home energy audit needed
  3. Payment approved in 5 days sent by direct deposit after you upload receipts

Read everything we know so far Official page: canada.ca

What Mount Pearl homes look like

The 2021 Census counted 9,930 households in Mount Pearl. About half of all homes (49%) were built between 1971 and 1990, and only about 3% since 2016. One in three households (34%, about 3,350) lives in a unit of a duplex, the highest share of the cities we cover in the province. About 71% of households own their home.

Source: Statistics Canada, 2021 Census, table 98-10-0233-01.

Why the 1970s and 80s matter

A house from that era was built to the codes of its day. Attics often have less insulation than a new home, and basements were often finished with thin walls. That is what the takeCHARGE insulation rebate pays for: 75% of the cost, up to $1,000 for the attic and $1,000 for the basement, plus up to $500 each for labour by a participating installer. Your home must have been built before January 1, 2014, which covers about 97% of Mount Pearl homes on age alone.

The catch is heat: the insulation and air sealing rebates need electric heat as your main heat source, or at least 15,000 kilowatt hours of electricity a year if you also burn something else.

House with a basement apartment?

Many Mount Pearl duplex units are a main floor with a basement suite. Both the insulation rebate and Oil to Electric pay the homeowner, and Oil to Electric wants the heat pump to heat the whole home. If one oil furnace heats both units, ask takeCHARGE at OiltoElectric@TakeChargeNL.ca how they treat your house before you get quotes. If each unit has its own electric baseboards and meter, insulating the shared attic and basement walls helps both bills.

If you heat with oil

Oil costs much more this winter. Canadian Press reported furnace oil at $2.16 a litre in nearby St. John's on October 3, 2026. Apply now for the Home Heating Supplement ($400 to $1,000, by January 15, 2027), then start Oil to Electric: up to $22,000 for a central heat pump if your household is income-qualified (for example $104,650 or less for three people), or up to $9,000 if not. The program also pays to remove the oil tank.

Lower income? Start here

If you are under the income line, apply to the TakeCharge Greener Homes Program first. It can pay for insulation, air sealing, an HRV or a heat pump at no cost after a home energy assessment. It is separate from the old federal Canada Greener Homes Grant, which has ended.

Every rebate guide for Mount Pearl

    Where to start

    1. Check what heats your home and whether your income is under the line.
    2. Lower income: apply to TakeCharge Greener Homes first.
    3. Oil home: apply for the Home Heating Supplement, then get Oil to Electric quotes from participating installers.
    4. Electric home: book attic and basement insulation with a participating installer and apply for the takeCHARGE rebate.

    Common questions

    Can I get a heat pump rebate in Mount Pearl?

    Yes, if you heat with oil or propane: up to $22,000 for a central heat pump when your income qualifies, or up to $9,000 if not. We found no takeCHARGE heat pump rebate for homes already on electric heat.

    Does my 1980s house qualify for the insulation rebate?

    On age, yes: the home must be built before 2014. It also needs electric heat as the main source, and the new insulation must reach the minimum R-value.

    Does Mount Pearl have its own energy rebate?

    We found no City of Mount Pearl home energy rebate. The money comes from takeCHARGE and the Province.

    I rent a basement apartment. Can I get anything?

    Renters cannot apply for these rebates; your landlord can, for up to two rental homes. If you buy your own heating oil, you can apply for the Home Heating Supplement.

    What to do next

    Not sure where your home fits? Run the Newfoundland and Labrador rebate calculator, read the Oil to Electric guide, or see the province guide.

    By Sam Menard. Sources, last read October 27, 2026: takeCHARGE Oil to Electric, takeCHARGE insulation rebate, takeCHARGE air sealing rebate, TakeCharge Greener Homes Program, Home Heating Supplement, Statistics Canada 2021 Census table 98-10-0233-01. All Mount Pearl rebates → Oil to Electric rebate guide →

    Watch: the Newfoundland oil rebate in 30 seconds

    A 30 second video: the Newfoundland and Labrador Home Heating Supplement now pays $400 to $1,000, who gets the full amount, what you need, and the January 15, 2027 deadline.

    Read what the video says

    Your oil rebate just doubled! Newfoundland and Labrador's Home Heating Supplement.

    Before: $200 to $500. Now: $400 to $1,000.

    Who gets the full $1,000? Families who earned $100,000 or less in 2025. Earned up to $150,000? You get at least $400.

    What you need: you pay for the oil yourself, with bills for at least 250 litres bought in 2026. Keep them!

    Already applied? Don't apply again. Already paid? A second payment is coming later this year.

    Two ways to apply: online, or with a paper form by mail. The last day is January 15, 2027. Late forms are not accepted.

    Want to quit oil for good? Oil to Electric can pay up to $22,000 for a heat pump. It is a different program, for lower-income homes.

    Here is how to apply: homepowerrebate.com/nl-oil

    Statewide answer: see Newfoundland and Labrador heating and bill help: programs and dates, with what is open, what has closed and the dates to watch.

    Not ready to talk to a contractor yet?

    Short reads and quick quizzes. Learn the rules first, then call.

    From Sam

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