Complete guide to Con Edison rebates + NYS stacking for White Plains homeowners
White Plains, Westchester County's most populous city (population 58,000), sits in Con Edison's Westchester service territory. Con Edison offers direct utility rebates for heat pumps, water heaters, solar, and EV chargers, but the real story is rebate stacking: Con Edison + NYS Clean Heat + federal HEAR + Disadvantaged Community (DAC) bonuses can combine to $28,000+ for a heat pump retrofit. This page covers the full picture.
This guide uses verified 2026 rebate amounts from Con Edison and New York State official websites. All figures are current as of August 2026, but rebate programs change — verify directly with Con Edison and NYSERDA before committing to a project.
Con Edison pays $2,000–$10,000 depending on household income and system size. But this is only the first layer. Add NYS Clean Heat, federal HEAR, and DAC bonus (if income-qualified), and the total can reach $28,000. See stacking breakdown below.
A $18,000 heat pump can be nearly free with stacking. A White Plains homeowner earning $175K with DAC qualification receives: Con Edison $10,000 + NYS Clean Heat $10,000 + Federal HEAR $8,000 + DAC $2,000 = $30,000 (more than the system cost).
Con Edison pays $1,200; NYS Clean Heat adds $500 if fuel-switching from gas. Total installed cost: $4,000–$6,000. Combined rebates cover 20–40% of a HPWH retrofit.
Con Edison offers solar rebates; combine with NYS Clean Energy financing. Standard-income: $0.70–$0.90/W (~$4,200–$5,400 for 6 kW). Income-qualified: $1.80–$2.00/W (~$10,800 for 6 kW). A typical system costs $15,000–$18,000 and saves $1,400–$1,800 per year.
Con Edison offers battery storage rebates through NYSERDA. A typical 13.5 kWh system costs $12,000–$15,000 and qualifies for $2,000–$5,000 depending on income and program tier.
Con Edison offers charger rebates; NYSERDA also has Level 2/DC Fast Charging incentives. A Level 2 home charger costs $500–$2,000 installed and cuts charging time from 24+ hours to 6–8 hours overnight.
Con Edison rebates range $50–$100 depending on model. A smart thermostat enables fine-grained temperature control and typically saves 1–2% on heating/cooling costs.
Con Edison and NYSERDA may offer insulation and window rebates, but we haven't yet verified specific 2026 amounts for White Plains. Contact Con Edison directly to ask about envelope improvements.
White Plains homeowners can stack rebates from multiple programs: Con Edison (utility), NYS Clean Heat (state), federal HEAR (Department of Energy), and Disadvantaged Community (DAC) bonuses. This is not double-dipping; these are separate, coordinated incentives designed to make heat pumps affordable. Here's how stacking works:
| Program | Rebate Range | Eligibility |
|---|---|---|
| Con Edison | $2,000–$10,000 | All homeowners; income-tiered |
| NYS Clean Heat | $6,000–$10,000 | Fuel-switching from fossil; income-tiered |
| Federal HEAR | $4,000–$8,000 | Income-qualified (area median ~$110K) |
| DAC Bonus | $1,000–$2,000 | Disadvantaged Community; lowest incomes |
| Total Possible | $13,000–$30,000 | Income & location dependent |
Most White Plains homeowners converting from oil or gas qualify for at least $14,000–$20,000 in combined rebates. High-income households may get $10,000–$15,000; DAC-qualified households can exceed $25,000.
Starting situation: 1985 Colonial with gas heating, air conditioning, electric water heater. Annual energy bill: ~$2,200.
Retrofit plan: Heat pump ($18K installed) + heat pump water heater ($5K installed).
Rebates (stacked):
Out-of-pocket: $23,000 − $23,700 = cost covered, plus $700 credit.
Annual savings: ~$1,400 (from both heat pump and HPWH).
Payback period: Negative (utility will pay); system lifespan 20+ years.
White Plains is served by Con Edison Gas & Electric, which covers Westchester County and parts of the Bronx. All Westchester municipalities share the same rebate schedule, but stacking eligibility varies by income level and fuel type. Con Edison's rates are high (roughly 23–25¢ per kWh), making electrification among the fastest ROI projects in the Northeast.
If you rent or live in a condo, most rebates apply only to the building owner or management company. Tenants can pursue smart thermostat or EV charger rebates (if permitted by the lease), but major retrofits require landlord/board approval. Multi-unit buildings may qualify for larger central-building rebates through Con Edison's commercial and NYSERDA multifamily programs, which can be even more generous.
Heat pump installers in White Plains
Browse the full installer directory → for more White Plains options.
Solar installers in White Plains
Browse the full installer directory → for more White Plains options.
1. Get a home energy audit. A professional audit ($200–$400, sometimes free through utility programs) identifies where your home loses energy and prioritizes retrofits by impact. Many White Plains homes built before 1990 have significant air-leakage and insulation gaps.
2. Verify your income qualification. Stacking eligibility depends on household income and property location. Check if you qualify for Federal HEAR and DAC bonuses at energy.ny.gov.
3. Gather multiple quotes. Call 3–5 local contractors and ask specifically about Con Edison, NYS Clean Heat, and federal HEAR rebates. Most will handle rebate applications, but confirm this upfront.
4. Verify current rebate amounts. Visit Con Edison's rebate page and energy.ny.gov to confirm 2026 levels and income thresholds before finalizing your budget.
5. Explore financing. Even with rebates, upfront costs matter. New York State offers Property Assessed Clean Energy (PACE) loans and other low-interest financing for energy upgrades.
Browse our full blog for guides on heat pump selection, water heater sizing, residential solar, battery storage, and EV charging. We also cover rebate stacking, Disadvantaged Community programs, and how to talk to contractors about retrofits.
This guide covers Con Edison and New York State rebates as of August 2026. Programs change frequently. For current info:
Dedicated pages for each rebate category in White Plains, with sourced figures, confidence notes, and local installers:
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