⚠️ Both federal programs are now closed
The Canada Greener Homes Grant (up to $5,000) is closed to new applicants, and December 31, 2025 was the last day for existing applicants to submit documents. The Canada Greener Homes Loan (interest-free, up to $40,000) is also closed: no further applications can be approved. If a website, installer, or ad still promises you "$40,000 from Greener Homes," it's out of date.
We're updating this page because the old version — like a lot of the internet — described a program that no longer accepts applications. Here's the accurate picture for 2026, and more importantly, where the money actually is now.
What happened
- The Grant gave up to $5,000 back for retrofits after pre- and post-EnerGuide evaluations. It closed to new applicants once funding was committed, and the final document deadline was December 31, 2025.
- The Loan offered up to $40,000 interest-free over 10 years. That's the "$40,000" number everyone remembers — but it was a loan you repay, not free money, and it's now closed.
- If you were already approved for either, you keep your funding. This only affects new applications.
What replaced it: the Greener Homes Affordability Program
In its place, the federal government launched the Canada Greener Homes Affordability Program (CGHAP), with a narrower focus: low-to-median income homeowners and tenants. For households that qualify, it covers the full cost of recommended retrofits.
The key difference for BC
CGHAP is delivered through partners in each province and territory, not through a federal application form. In BC, start with Better Homes BC, which lists the income-qualified programs open to you.
So where's the money in 2026? (This part is good news)
Losing the federal grant sounds bad, but for most BC homeowners the provincial and utility programs are larger and still wide open:
| Program | Amount | Status |
|---|---|---|
| BC Hydro heat pump rebate (replacing electric heat) | up to $4,000 (+ up to $1,000 bonus, Aug 1–Oct 31, 2026) | Open |
| CleanBC income-qualified heat pump rebate (from gas, oil, propane) | up to $13,000 / $7,000 / $3,500 by income level | Open |
| BC Hydro insulation + windows/doors (electrically heated homes) | up to $5,500 + $2,000 | Open |
| BC Hydro solar rebate | up to $5,000 | Open |
| BC Hydro heat pump water heater (replacing electric) | up to $1,000 | Open |
| ECAP free install (income-qualified) | Free energy-saving upgrades | Open |
| Canada Greener Homes Grant/Loan | — | Closed |
For a lower-income household, the provincial heat pump and income-qualified programs can now deliver more real value than the old federal grant did — and unlike the loan, you don't pay it back.
See what you actually qualify for in 2026
Free, no spam — the current programs for your city and income, in under a minute.
Estimate my rebates →Greener Homes closed across Canada. Where to look in your province
| Province | Main program now | Guide |
|---|---|---|
| British Columbia | BC Hydro heat pump rebate up to $4,000; CleanBC income-qualified up to $13,000, $7,000 or $3,500 | BC Hydro · CleanBC |
| Ontario | Home Renovation Savings: heat pumps up to $12,000, plus insulation, solar and battery | Home Renovation Savings |
| Nova Scotia | Home Energy Assessment rebates up to $5,000; moderate-income homes can add up to $5,000 more | Efficiency Nova Scotia |
| Alberta | Local Clean Energy Improvement Program financing where it is open (Calgary's is closed until winter 2026/2027) | Alberta guide |
Amounts checked September 2026 against each program's official page; the rebate tracker lists every change with sources.
The takeaway
Don't plan around the Greener Homes Grant or Loan — they're gone. Plan around the CleanBC and utility rebates (still open, often bigger), and if your income qualifies, the free ECAP install and the federal Affordability Program through your provincial partner. Our insulation-first guide and heat pump explainer are the best next reads — or see whether falling equipment costs will ever replace rebates like this one.
Sources, checked September 26, 2026: NRCan Greener Homes Initiative; BC Hydro home renovation rebates; Better Homes BC Energy Savings Program; Natural Resources Canada — Closed: Greener Homes Grant; Canada Greener Homes Loan. Confirm current BC amounts at BetterHomes BC.