What SMUD pays in 2026
SMUD's rebates depend on funding and some change by date, so treat each amount as current on the day we read it and confirm before you buy. Each card names the fact it comes from, with the date and a link to SMUD's page.
Heat pump heating and cooling
Two-stage or variable-stage heat pump from a participating contractor. SMUD lists $3,000 for variable-stage and $2,000 for two-stage replacing gas, and $1,000 when upgrading from electric.
Heat pump water heater
NEEA Tier III or IV models. Tiers run from $3,000 for 50 gallons up to $4,000 for 80 gallons or more when replacing gas, and $1,000 replacing electric.
Go Electric panel and circuits
For panel, subpanel and circuit work. A gas-to-electric conversion is needed for the subpanel and circuit pieces.
Seal and insulate
Through a Home Performance Program contractor in the SMUD Contractor Network.
EV charger at home
Up to $100 for the charger, up to $200 for a circuit sharing device and up to $750 for the circuit. One per account for life.
Battery storage
For interconnection applications from September 23, 2026. Earlier projects had $500 per kWh up to $10,000. Join the Solar and Storage Rate within 90 days of permission to operate.
Thermostat and induction cooking
A smart thermostat at the SMUD Energy Store, induction cooking $750 from gas or $100 from electric.
Who SMUD serves
SMUD supplies electricity in Sacramento and nearby communities, including Rancho Cordova and Folsom. Check the name on your electric bill. SMUD does not supply gas, so most of its heat pump money is aimed at homes that switch from gas. The amounts are higher for a switch from gas than an upgrade from electric heat, which is why the same equipment can pay $3,000 in one home and $1,000 in another.
Using a contractor from SMUD's network
SMUD pays the heat pump, water heater and insulation rebates through contractors in its network. A contractor who is not in the network cannot file the rebate for you. Ask for proof they are listed before you sign. The EV charger rebate has its own application, wants the vehicle registered at your SMUD address in your name, and allows one Charge@Home rebate per account for life.
What SMUD does not pay
We did not find a SMUD cash rebate for rooftop solar, and an earlier figure of $2,000 could not be confirmed on SMUD's pages. Battery money exists, but only through SMUD's Solar and Storage Rate and its enrollment program. A $5,400 battery rebate that appears on some sites is not on SMUD's page. State programs such as TECH Clean California and the federal home electrification rebates are reserved or paused in 2026, so don't count on them to add to SMUD.
What it costs before rebates
SMUD publishes median installed prices from its own customers: $18,804 for a gas-to-electric heat pump and $6,220 for a gas-to-electric heat pump water heater, before rebates. A $3,000 heat pump rebate on an $18,804 job is about 16% of the cost, so the rebate matters most when you also use the Go Electric panel money.
How to claim a SMUD rebate
- Confirm your electricity is from SMUD, not PG&E.
- Choose a contractor from the SMUD Contractor Network for heat pump, water heater or insulation work.
- Ask the contractor to confirm the current rebate amount for your exact equipment before you sign.
- Let the contractor file the rebate. For an EV charger, apply through SMUD's Charge@Home page.
- Keep every invoice and permit. Battery customers must enroll within 90 days of permission to operate.
Our pages for SMUD customers
- Sacramento: hub with seven category pages.
- Sacramento heat pumps: amounts and a worked example.
- Sacramento water heaters: tiers by tank size.
- Sacramento batteries: the $300 per kWh program.
- Rancho Cordova: same SMUD rebates.
- Folsom: same SMUD rebates.
Guides
- SMUD rebates 2026: every amount, updated
- SMUD rebate alternatives
- 7 California heat pump rebates you can stack
Common questions
Does SMUD pay for solar panels?
We did not find a SMUD cash rebate for solar. Batteries have an enrollment incentive through the Solar and Storage Rate.
How much does SMUD pay for a heat pump?
Up to $3,000 for a variable-stage system replacing gas, $2,000 for two-stage, and $1,000 when upgrading from electric heat.
Do I need a SMUD contractor?
For heat pumps, water heaters and insulation, yes. The EV charger rebate has its own application.
Can I get the EV charger rebate twice?
No. SMUD allows one Charge@Home rebate per account for life.
Did the SMUD battery rebate change?
Yes. For applications from September 23, 2026 it is $300 per kWh up to $6,000.
By Sam Menard. Sources, last read October 2, 2026: SMUD rebates for my home, SMUD heating and cooling rebates, SMUD improve home efficiency, SMUD battery storage. All rebate programs →