New York Rebate Calculator 2026: What Your Utility Pays

Answer a few questions and see which New York rebates fit your home, with a source for every number.

By Sam Menard · Rules last verified September 26, 2026

Short answer: New York's heat pump rebate is NYS Clean Heat, paid through your electric utility: about $5,000 to $7,000 for a full system (more in a disadvantaged community, and up to $10,000 or more with the old system removed). Long Island is separate, through PSEG Long Island. Clean Heat and your utility's rebate are the same money, so they do not stack.

How we work it out

Every New York program in this calculator

ProgramAmountRules
Con Edison Clean Heat: full system$8,000 to $7,000Single-family home in NYC or Westchester, approved contractor, home must be service adequate. The discount comes off your contractor's invoice. A higher weatherized tier pays $10,000 ($11,000 in a disadvantaged community). Source (active, verified 2026-09-26)
Con Edison Clean Heat: partial system$4,500 to $2,500Single-family home, approved contractor. Source (active, verified 2026-09-26)
National Grid Clean Heat: full system$8,000 to $6,000Upstate National Grid electric customer, participating contractor. Removing the old system raises it to $10,000 ($12,000 in a disadvantaged community). Source (active, verified 2026-09-26)
National Grid Clean Heat: partial system$4,000Upstate National Grid electric customer, participating contractor. Source (active, verified 2026-09-26)
RG&E Clean Heat: full system$6,000RG&E electric customers, including the City of Rochester. Removing the old system raises it to $10,000. Source (active, verified 2026-09-26)
RG&E Clean Heat: partial system$3,000RG&E electric customers, participating contractor. Source (active, verified 2026-09-26)
NYSEG Clean Heat: full system$7,000 to $6,000NYSEG electric customers. Removing the old system raises it to $10,000 ($11,000 in a disadvantaged community). Source (active, verified 2026-09-26)
NYSEG Clean Heat: partial system$3,000NYSEG electric customers, participating contractor. Source (active, verified 2026-09-26)
Central Hudson Clean Heat: full system$5,000Central Hudson electric customers, single-family home. Removing the old system raises it to $8,000. Apartments and homes under 1,000 sq ft get less. Source (active, verified 2026-09-26)
Central Hudson Clean Heat: partial system$3,000Central Hudson electric customers, single-family home. Source (active, verified 2026-09-26)
Orange & Rockland Clean Heat: full system$6,000 to $5,000O&R electric customers. Removing the old system raises it to $9,000 ($10,000 in a disadvantaged community). Source (active, verified 2026-09-26)
Orange & Rockland Clean Heat: partial system$3,000O&R electric customers, participating contractor. Source (active, verified 2026-09-26)
PSEG Long Island heat pump rebate$5,000 to $4,000Whole-home cold-climate heat pump on NEEP's list, sized for the whole home, with a participating contractor. Get pre-approval before work starts. Low-income households (under 60% of area median income) get $7,500, and moderate-income households get $5,000. PSEG Long Island is not part of NYS Clean Heat. Source (active, verified 2026-09-26)
NYS Clean Heat: heat pump water heater$1,250 to $1,000Electric customers of the utility. Con Edison pays $1,000, the others $1,250. Source (active, verified 2026-09-26)
PSEG Long Island heat pump water heaterUp to $1,200PSEG Long Island customers. Source (active, verified 2026-09-26)
NYSERDA Comfort Home$2,500 to $3,000Seal-and-insulate packages ($2,500 or $3,000, plus $2,000 for windows) through Comfort Home contractors in participating counties. Check that your county is covered. Not added to your total. Source (active, verified 2026-09-26)
NYSERDA EmPower+Free, up to $12,000 or $14,000Income-eligible owners and renters of 1-4 family homes. Low income: free upgrades up to $12,000 upstate or $14,000 downstate. Moderate income: 50% of cost up to $6,000 upstate or $7,000 downstate. Federal Home Energy Rebate money is delivered through EmPower+. Source (active, verified 2026-09-26)

Common questions

How much is the New York heat pump rebate in 2026?

It depends on your utility. For a single-family full-system replacement, Con Edison pays $7,000, National Grid, NYSEG and RG&E pay $6,000, and Central Hudson and Orange & Rockland pay $5,000. Disadvantaged communities get more. With the old system removed, the top tier reaches $10,000 in several areas. PSEG Long Island pays $4,000 to $7,500.

Does NYS Clean Heat stack with my utility rebate?

No. NYS Clean Heat is the utility rebate. It is run by Central Hudson, Con Edison, National Grid, NYSEG, Orange & Rockland and RG&E, so adding both counts the same money twice.

Is there a limit on how much I can get?

Yes. Clean Heat incentives are capped at 70% of the project cost, or 85% in a disadvantaged community.

What if my income is low?

EmPower+ from NYSERDA gives free upgrades up to $12,000 upstate or $14,000 downstate to income-eligible owners and renters of 1-4 family homes. Moderate-income homes get 50% of the cost up to $6,000 or $7,000.

Next: New York rebate guide · Top-rated installers by city · Recent rebate changes

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