Heat pumps, solar, battery storage, insulation, windows, water heaters, thermostats, appliances, and the City's Better Homes Ottawa loan — every category explained plainly, with how each one works.
Updated August 2026 · Sourced from the official Home Renovation Savings Program, Hydro Ottawa, and Better Homes Ottawa. Independent guide — we don't sell your info.
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Start your assessment →In 2026, an Ottawa homeowner can claim up to $12,000 for a heat pump, $10,000 for solar + battery combined, up to $1,250 for attic insulation, $100 for a smart thermostat, and up to $200 per appliance — on top of a separate $7,700 assessment-required insulation/windows tier and the City's Better Homes Ottawa loan.
Ottawa runs on Hydro Ottawa electricity and Enbridge Gas. The provincial Home Renovation Savings Program (HRSP) is identical here to the rest of Ontario — the same rebate categories and tiers as Toronto — with Ottawa's own financing program layered on top instead of a cash top-up.
Enbridge Gas customers switching from gas: up to $2,000 (air-source) or $3,000 (ground-source). Switching from electric, oil, propane, or wood: up to $7,500 (air-source) or up to $12,000 (ground-source).
$1,000/kW, capped at 50% of total cost. Choose this rebate or net metering with Hydro Ottawa — not both.
$300/kWh, capped at 50% of cost. Stacks with the solar rebate for up to $10,000 combined.
Amount scales with your starting R-value: up to $1,250 from ≤R-12, $1,000 from R-12–25, $800 from R-25–35.
Instant rebate before you buy, or mail-in after. Same eligible brands as the rest of Ontario: ecobee, Google Nest, Honeywell Home, Copeland Sensi, Mysa, and Sinopé.
Heat pump dryer $200, induction cooktop/range $150, washer $75, fridge $50, freezer $50, dishwasher $25.
City-run financing at 4.33% fixed over 20 years, repaid via your property tax bill. Natural gas-powered upgrades are excluded.
A typical household stacking a heat pump with solar or battery nets $4,000–$17,000 in direct rebates — identical to Toronto, since this is a provincial program. The Better Homes Ottawa loan is where Ottawa differs most from Toronto: a single 20-year/4.33% rate instead of multiple term options, a 4% admin fee, and gas upgrades explicitly excluded from what it will finance.
We could not confirm a hard expiry date for the HRSP rebates on the official site as of this writing — check homerenovationsavings.ca directly before relying on any deadline you see elsewhere.
Same structure as the rest of Ontario: a home energy assessment (about $600, refunded as a rebate), at least two qualifying upgrades, and an extra $500 bonus for completing three or more.
To at least R-20 across 100% of exterior wall area.
Plus Basement Slab (up to $500) and Foundation Header (up to $300) as separate, smaller sub-categories.
Crawlspace wall up to $1,200, plus crawlspace ceiling up to $1,200 — two separate measures.
Per rough opening replaced with an eligible ENERGY STAR window or door.
Replaces a gas, electric, or oil tank.
Draftproofing your home's envelope, verified by the before/after assessment.
Attic and cathedral-ceiling insulation are available on the no-assessment path above (up to $1,250 / $750), but the same work pays more if bundled into this assessment-required tier instead: up to $1,500 for attic (from a starting point of R-12 or less) and $780 for cathedral ceiling/flat roof. If you're already doing an assessment for other upgrades, do attic insulation here rather than through the standalone no-assessment path.
The Better Homes Ottawa Loan Program is financing, not a rebate — low-interest money tied to your property, repaid through your property tax bill. It's delivered by EnviroCentre, an Ottawa-based non-profit, on behalf of the City.
Covers thermal envelope upgrades (insulation, air sealing, windows, doors, green roofs), heat pumps (air-source and ground-source), thermostats, ventilation, water heating (including solar and heat recovery), solar panels, Level 2 EV chargers, battery storage, water efficiency measures, and some health/safety and climate-adaptation work.
Hydro Ottawa (electricity) + Enbridge Gas (natural gas, ~3 in 4 homes)
Mostly natural gas
Similar to Toronto — most Ottawa homes heat with gas, putting a heat pump switch in the lower HRSP tier, with the Better Homes Ottawa loan available for the rest (except the gas system itself).
Reliable, with real winter storm risk
Ottawa sees more severe winter ice storms than Toronto, making battery backup a more practical resilience play here.
Quote to installation: 6–10 weeks for solar, faster for a straight heat pump swap
Permits: City building permit + ESA electrical inspection where required
Better Homes Ottawa loan approval: Apply before hiring a contractor — funding must be approved first, and delivery partner EnviroCentre handles the application
Rebate payout: Typically 30–60 days after your contractor or the assessment advisor submits documentation
It depends on the heat pump type and your current fuel. Enbridge Gas customers switching from gas get up to $2,000 for an air-source unit or $3,000 for ground-source. Households switching from electricity, oil, propane, or wood get up to $7,500 for air-source or up to $12,000 for ground-source. This is the same provincial HRSP structure as the rest of Ontario.
A City of Ottawa loan of $10,000 to $125,000 (or 10% of your property's assessed value, whichever is lower), at a fixed 4.33% rate over a 20-year term, repaid through your property tax bill. A 4% administrative fee applies. It covers heat pumps, insulation, windows, solar, battery storage, and EV chargers — but natural gas-powered upgrades are explicitly excluded.
Most Ottawa homes are on Hydro Ottawa for electricity and Enbridge Gas for natural gas, which serves roughly 3 in 4 Ottawa homes.
No. The program explicitly excludes natural gas-powered upgrades — it's meant to finance the switch away from gas, not a like-for-like gas replacement. A gas furnace upgrade would need to rely on Enbridge Gas's own rebate programs instead.
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