:root {
  --ink: #0a2a2e; --ink-soft: #1a3d42; --paper: #faf7f2; --paper-warm: #f5efe5;
  --teal: #0d4f5c; --teal-deep: #08363f; --amber: #d4751c; --amber-bright: #e88a2e;
  --sage: #6b8e7f; --green-money: #2d6a4f; --rule: #d9d0c1; --red-flag: #b04545;
}
* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { font-family: 'Inter Tight', 'Inter Tight Fallback', -apple-system, sans-serif; background: var(--paper); color: var(--ink); line-height: 1.6; }

.wrap { max-width: 760px; margin: 0 auto; padding: 0 28px; }
h1 { font-family: 'Fraunces', 'Fraunces Fallback', serif; font-size: clamp(32px, 6vw, 48px); line-height: 1.1; letter-spacing: -0.02em; color: var(--teal-deep); margin: 32px 0 18px; }
h2 { font-family: 'Fraunces', 'Fraunces Fallback', serif; font-size: clamp(22px, 4vw, 32px); line-height: 1.15; letter-spacing: -0.01em; color: var(--teal-deep); margin: 36px 0 16px; }
h3 { font-family: 'Fraunces', 'Fraunces Fallback', serif; font-size: 19px; color: var(--teal-deep); margin: 24px 0 12px; }
p { margin-bottom: 16px; font-size: 16px; color: var(--ink-soft); line-height: 1.7; }
ul, ol { margin: 0 0 16px 22px; color: var(--ink-soft); }
li { margin-bottom: 8px; line-height: 1.7; font-size: 16px; }
strong { color: var(--ink); font-weight: 600; }
a { color: var(--teal-deep); font-weight: 600; text-decoration: none; border-bottom: 1px solid var(--amber); }
a:hover { color: var(--amber); }

.hero { padding: 48px 28px; background: var(--teal-deep); color: var(--paper); text-align: center; }
.hero .wrap { max-width: 760px; }
.hero h1 { color: var(--paper); margin-top: 0; }
.hero-sub { font-size: 18px; color: rgba(250,247,242,.8); margin: 12px 0 0; }
.meta { font-size: 13px; color: rgba(250,247,242,.6); margin-top: 12px; }
.section { padding: 48px 28px; }
.callout { background: var(--paper-warm); border-left: 4px solid var(--amber); border-radius: 0 8px 8px 0; padding: 18px 22px; margin: 24px 0; }
.callout strong { color: var(--ink); }
.warn-callout { background: #fdf0e8; border-left: 4px solid var(--red-flag); border-radius: 0 8px 8px 0; padding: 18px 22px; margin: 24px 0; }
.warn-callout strong { color: var(--ink); }
.checklist { list-style: none; margin: 0 0 16px 0; }
.checklist li { padding-left: 28px; position: relative; }
.checklist li::before { content: "☐"; position: absolute; left: 0; color: var(--amber); font-weight: 700; }
.example-table { width: 100%; border-collapse: collapse; background: #fff; border: 1px solid var(--rule); border-radius: 12px; overflow: hidden; margin: 24px 0; font-size: 14px; }
.example-table th { background: var(--paper-warm); padding: 12px 14px; text-align: left; font-weight: 700; font-size: 12px; text-transform: uppercase; letter-spacing: .06em; color: var(--ink-soft); border-bottom: 1px solid var(--rule); }
.example-table td { padding: 12px 14px; border-bottom: 1px solid var(--rule); }
.example-table tr:last-child td { border-bottom: none; }
.cta-box { background: var(--teal-deep); color: var(--paper); border-radius: 12px; padding: 36px; text-align: center; margin: 48px 0; }
.cta-box h3 { color: var(--paper); }
.cta-box p { color: rgba(250,247,242,.8); }
.btn { display: inline-block; background: var(--amber); color: #fff; padding: 14px 28px; border-radius: 999px; text-decoration: none; font-weight: 600; margin-top: 12px; border-bottom: none; }
.btn:hover { background: var(--amber-bright); }
.src { font-size: 13px; color: var(--sage); }
@media (max-width: 768px) { h1 { margin: 24px 0 14px; } }