:root {
  --ink: #0a2a2e; --ink-soft: #1a3d42; --paper: #faf7f2; --paper-warm: #f5efe5;
  --teal: #0d4f5c; --teal-deep: #08363f; --amber: #d4751c; --amber-bright: #e88a2e;
  --sage: #6b8e7f; --green-money: #2d6a4f; --rule: #d9d0c1;
}
* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { font-family: 'Inter Tight', 'Inter Tight Fallback', -apple-system, sans-serif; background: var(--paper); color: var(--ink); line-height: 1.65; }

.wrap { max-width: 760px; margin: 0 auto; padding: 0 28px; }
.hero { padding: 48px 28px; background: var(--teal-deep); color: var(--paper); }
.hero h1 { font-family: 'Fraunces', 'Fraunces Fallback', serif; font-size: clamp(32px, 5vw, 48px); color: #fff; margin-bottom: 14px; line-height: 1.15; }
.hero p { color: rgba(250,247,242,.82); font-size: 16px; margin-bottom: 10px; }
.meta { font-size: 13px; color: rgba(250,247,242,.7); }
.article { padding: 40px 28px 56px; }
h2 { font-family: 'Fraunces', 'Fraunces Fallback', serif; font-size: 24px; color: var(--teal-deep); margin: 32px 0 12px; }
h3 { font-family: 'Fraunces', 'Fraunces Fallback', serif; font-size: 18px; color: var(--teal-deep); margin: 22px 0 10px; font-weight: 600; }
p { margin-bottom: 14px; font-size: 15px; color: var(--ink-soft); }
ul { margin: 0 0 16px 22px; color: var(--ink-soft); }
li { margin-bottom: 8px; line-height: 1.7; }
a { color: var(--teal); text-decoration: none; font-weight: 500; }
a:hover { text-decoration: underline; }
strong { color: var(--ink); }
.callout { background: var(--paper-warm); border-left: 4px solid var(--amber); padding: 16px 20px; border-radius: 8px; margin: 22px 0; }
.cta { display: inline-block; background: var(--amber); color: #fff; padding: 13px 26px; border-radius: 999px; text-decoration: none; font-weight: 600; margin-top: 16px; }
.cta:hover { background: var(--amber-bright); text-decoration: none; }
table { width: 100%; border-collapse: collapse; margin: 22px 0; overflow-x: auto; display: block; }
th, td { padding: 12px; text-align: left; border-bottom: 1px solid var(--rule); font-size: 13px; }
th { background: var(--paper-warm); font-weight: 600; }
footer { padding: 40px 0; border-top: 1px solid var(--rule); background: var(--ink); color: rgba(250,247,242,.6); text-align: center; font-size: 13px; }
footer a { color: rgba(250,247,242,.75); }